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Accept custodial crypto payments

Accept cryptocurrency payments from customers using external crypto wallets.

Volet.com creates a unique payment address for each transaction, monitors the blockchain, and credits the funds to your Volet.com account after the payment is confirmed, optionally converting to fiat or stablecoins automatically.

Custodial crypto payments are available through Hosted Checkout and API integrations.

Why use custodial crypto payments​

Many businesses want to accept crypto without building blockchain payment infrastructure from scratch.

Custodial crypto payments let you accept payments from external crypto wallets while Volet.com handles payment addresses, blockchain monitoring, confirmations, and settlement to your account.

This makes the solution particularly useful for:

  • E-commerce platforms
  • Marketplaces
  • Gaming and digital services
  • SaaS platforms
  • Affiliate and reward programs
  • Businesses that want crypto payments with managed settlement
  • Platforms that need both payment acceptance and payouts

Customers can pay from any compatible crypto wallet, while you receive funds in your Volet.com account, optionally converting to fiat or stablecoins automatically.

See Non-custodial crypto payments for an alternative where you manage your own wallet.

How it works​

Custodial crypto payments use crypto invoices.

A crypto invoice defines exactly how the customer should complete the payment. It includes the payment address, requested amount, selected token, blockchain network, and payment expiration time.

Customer Wallet
      │
      ▼
Crypto Invoice
      │
      ▼
Blockchain
      │
      ▼
Volet.com monitors confirmations
      │
      ▼
Merchant Volet.com Account

Hosted Checkout payment flow​

  1. The customer reaches your checkout page.
  2. The customer is redirected to Hosted Checkout.
  3. The customer selects a cryptocurrency and blockchain network.
  4. Volet.com creates a crypto invoice.
  5. The customer sends the payment from their crypto wallet.
  6. Volet.com monitors the blockchain and waits for the required confirmations.
  7. Funds are credited to your Volet.com account.
  8. Volet.com sends a payment status notification to your Status URL.

API payment flow​

  1. Your application creates a crypto invoice through the API.
  2. Your application displays the payment details to the customer.
  3. The customer sends the payment from their crypto wallet.
  4. Volet.com monitors the blockchain and waits for the required confirmations.
  5. Funds are credited to your Volet.com account.
  6. Your application checks the payment status using the API.

Supported tokens and blockchains​

Customers can pay using supported cryptocurrencies and stablecoins on supported blockchain networks.

Commonly supported assets include:

  • USDT
  • USDC
  • BTC
  • ETH
  • SOL
  • TON
  • XRP
  • TRX
  • LTC
  • BNB
  • POL
  • AVAX

Supported networks depend on the selected asset.

For example, stablecoin payments may be available on networks such as:

  • Tron
  • Ethereum
  • BNB Chain
  • Arbitrum
  • Optimism
  • Polygon
  • Avalanche
  • Solana
  • TON

For the full list of supported cryptocurrencies, stablecoins, and blockchain networks, see Currencies and tokens.

note

Some assets may require an additional tag, memo, or destination identifier. If required, Hosted Checkout displays it together with the payment address. The customer must enter both the address and the tag or memo when sending the payment.

Settlement and auto-conversion​

Funds are credited to your Volet.com account after the payment is confirmed.

Depending on the payment request configuration, funds can be settled:

  • In the same cryptocurrency the customer paid with.
  • In fiat currency.
  • In another supported cryptocurrency or stablecoin.

Auto-conversion lets you accept crypto from customers while receiving fiat or stablecoins in your Volet.com account.

This is useful when:

  • You want predictable settlement amounts.
  • Your accounting is based on fiat or stablecoins.
  • You do not want to manage crypto price volatility.
  • You want to use received funds for payouts in another currency.

Exchange-rate validity​

The payment validity period depends on whether settlement requires currency conversion.

  • Payments settled in the same currency are valid for 60 minutes.
  • Payments settled in a different currency are valid for 15 minutes.

Examples:

  • BTC → BTC — 60 minutes
  • BTC → USD — 15 minutes
  • BTC → USDT — 15 minutes
  • USDT → USD — 15 minutes

If the payment is not completed before the validity period expires, a new payment request may be required.

Fixed-rate settlement​

Conversions between USD, USDT, and USDC are performed at a fixed 1:1 exchange rate.

Examples include:

  • USDT → USD
  • USDC → USD
  • USDT → USDC
  • USDC → USDT

Only the applicable processing fee is deducted from the settled amount.

Payment handling​

Crypto payments depend on blockchain transactions and network confirmations.

After the customer sends the payment, Volet.com detects the transaction on the blockchain, waits for the required confirmations, and then credits the funds to your Volet.com account.

Gateway settings also allow you to control how certain payment scenarios are handled, including:

  • Payments below the requested amount.
  • Payments above the requested amount.
  • Payments received after the invoice expires.

These options help adapt payment behavior to your business requirements without requiring manual intervention.

See your payment gateway settings for the available options.

Using received funds​

Funds received through custodial crypto payments are credited to your Volet.com account balance.

From there, you can:

  • Send payouts
  • Transfer funds to other Volet.com users
  • Exchange currencies
  • Withdraw to a bank account
  • Withdraw to a card
  • Withdraw to an external crypto wallet

See Withdraw or send funds for available withdrawal options.

tip

Custodial crypto payments can be used together with mass payouts. For example, you can accept stablecoin payments from customers and use the received balance to pay contractors, creators, affiliates, or partners via API.

Fees​

Processing fees start at 0.25% for stablecoin payments.

No setup fees or monthly fees apply.

See your dashboard for the most up-to-date fee structure.

Contact the sales team to discuss custom pricing based on your transaction volume and business requirements.

How to enable​

Step 1. Create and verify Volet.com account​

You need a verified Volet.com account.

See:

Step 2. Enable crypto payments​

Enable the cryptocurrency payment method in your payment gateway configuration.

See:

Step 3. Integrate Hosted Checkout or API​

Choose how you want to accept crypto payments:

  • Use Hosted Checkout if you want a ready-made Volet.com payment page.
  • Use API if you want to build your own payment page and payment flow.

See:

Step 4. Test and go live​

Test successful, failed, expired, underpaid, and overpaid payment scenarios before accepting live payments.

Limitations​

  • Customers must send the payment on the correct blockchain network.
  • Confirmed blockchain transactions cannot be cancelled or reversed.